Tuesday, February 19, 2008

[FORWARD EMAIL] NAIL IN THE FENCE

> > > Make sure you read all the way down to the last sentence.
> > > (Most importantly the last sentence)

There once was a little boy who had a bad temper. His Father gave him a bag of nails and told him that every time he lost his temper, he must hammer a nail into the back of the fence. The first day the boy had driven 37 nails into the fence. Over the next few weeks, as he learned to control his anger, the number of nails hammered daily gradually dwindled down. He discovered it was easier to hold his temper than to drive those nails into the fence. Finally the day came when the boy didn't lose his temper at all. He told his father about it and the father suggested that the boy now pull out one nail for each day that he was able to hold his temper.

The days passed and the young boy was finally able to tell his father that all the nails were gone. The father took his son by the hand and led him to the fence He said, 'You have done well, my son, but look at the holes in the fence. The fence will never be the same. When you say things in anger they leave a scar just like this one. You can put a knife in a man and draw it out.

It won't matter how many times you say I'm sorry, the wound is still there. ' A verbal wound is as bad as a physical one. Friends are very rare jewels, indeed. They make you smile and encourage you to succeed. They lend an ear, they share words of praise and they always want to open their hearts to us.'

It's National Friendship Week. Show your friends how much you care. Send this to everyone you consider a FRIEND, even if it means sending it back to the person who sent it to you. If it comes back to you, then you'll know you have a circle of friends.

> > > YOU ARE MY FRIEND AND I AM HONORED!
> > >
> > > Now send this to every friend you have!! And to your family.
> > >
> > > Please forgive me if I have ever left a hole.

Sunday, February 17, 2008

10 Easy Ways for Students to Save Money

10 easy ways for students to save money


Stretch Your Dollars

While you are in school, and maybe even right after you graduate, you are going to be on a tight budget. Looking for little ways that you can save money will prove to be very important during your school years and beyond. To help you out, here are 10 easy ways for students to save money:

  • Stop Buying on Impulse

Impulse shopping can be very tempting while out and about. The problem with this is that you end up blowing money on stuff you don’t really need, and sometimes on stuff you don’t really want. Before making a purchase make sure it is truly and necessary.

  • Hide the Credit Cards

Many students give into the temptation to buy now and pay later. Unfortunately, these spending habits can come back to bite you. If you find that you can’t charge responsibly, hide the credit cards until you learn a little restraint.

  • Give Up Bad Habits

Everyone has at least one bad habit.

Maybe you smoke, drink Cosmos like no tomorrow, or buy expensive coffee before class. Whatever it is, cut it out. You’ll be surprised at how much money you save.

  • Stop Keeping Up with the Joneses

Just because your roommate or your pals down the hall have seemingly endless allowance, it doesn’t mean you do it too. Try to avoid keeping up with the Joneses and stay true to your budget.

  • Find Bargains

When shopping, look for clearance items or two-for-one bargains, buy used books instead of new, and order the special instead of something off the menu. If you can find a bargain every time you go shopping, you will save more money than you ever imagined.

  • Buy Machine Washable Clothes

You’re in college. You don’t need a dry cleaning bill! Buy clothes that you can wash yourself or take home to mom. If you must buy dry clean only clothes, try to limit how often you wear them.

  • Take Hand-Me-Downs

Whether it is a used book or previously worn clothes, there is no shame in taking hand-me-downs. If somebody offers you something and you can use it, take it gratefully. When you’re making more money, you may be able to someday do the same thing for someone else who will be just as grateful.

  • Stay Home

While it can be nice to go out of the dorm every now and then, staying at the home is much cheaper. Instead of going out for the night, invite a few friends over for movies, games, gossip, or snacks.

  • See a Matinee

Going to the movies with a few friends can be an expensive outing. Instead of going at night, try catching a matinee. Daytime shows are usually half the price of their nighttime counterparts and can be just as much fun.

  • Go to the Library

Did you know that most libraries offer you the chance to check out DVDs, CDs, and other forms of entertainment free of charge? Well, they do, and by taking advantage of this resource, you can eliminate the money you spend on buying CDs and renting movies.

Taken from:http://businessmajors.about.com/od/studentfinances/a/SaveMoney.htm